保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。 The creditors�?meeting: That is a distant or in-person meeting, which you'll go to if you want, where the creditors will plan to acknowledge or reject the IVA proposal. If creditors symbolizing more than 75% of one's whole credit card debt vote in favour, your IVA can go in advance. 除了銀行會有債... https://drp76665.tusblogos.com/29921014/a-review-of-債務重組邊間好-debts-ctr-hk